Our Product
The Index Long Term Strategy (ILTS) is a structured investment approach designed for long-term investors seeking market growth with built-in protection. It blends equity, derivatives, and debt to balance returns and safety.
The Index Long-Term Strategy is easy to understand and can be summarised in just three simple points.
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We offer Index Long Term Strategy in different plans to cater to the varied investment goals and risk profiles of investors. Below are the key plans under this strategy, each structured to suit a particular type of investor.
| Features | Relax Plan | Marathon Plan |
|---|---|---|
| Objective | Long-term capital appreciation with low volatility | Accelerated long-term growth with moderate volatility |
| Exposure / Investment | 1x | 2x |
| Risk Profile | Low to Moderate | Moderate to High |
| Return Potential | Steady and stable | Higher, due to leveraged exposure |
| Leverage | No leverage | 1-to-1 Leverage |
| Hedging | Fully hedged using options | Fully hedged using options |
| Interest Arbitrage | Yes | Yes |
| Systematic Withdrawal Facility (SWP) | Allowed in Relax Plan | Not allowed |
| Suitable For | Conservative / Moderate investors | Moderate / Aggressive investors |
| Volatility | Low | Moderate |
| Returns in Bull Market | Moderate growth | High growth |
| Returns in Bear Market | Controlled losses due to hedging | Controlled but larger notional losses due to higher exposure |
We offer Index Long Term Strategy in different plans to cater to the varied investment goals and risk profiles of investors. Below are the key plans under this strategy, each structured to suit a particular type of investor.
| Features | Relax Plan | Marathon Plan |
|---|---|---|
| Objective | Long-term capital appreciation with low volatility | Accelerated long-term growth with moderate volatility |
| Exposure / Investment | 1x | 2x |
| Risk Profile | Low to Moderate | Moderate to High |
| Return Potential | Steady and stable | Higher, due to leveraged exposure |
| Leverage | No leverage | 1-to-1 Leverage |
| Hedging | Fully hedged using options | Fully hedged using options |
| Interest Arbitrage | Yes | Yes |
| Systematic Withdrawal Facility (SWP) | Allowed in Relax Plan | Not allowed |
| Suitable For | Conservative / Moderate investors | Moderate / Aggressive investors |
| Volatility | Low | Moderate |
| Returns in Bull Market | Moderate growth | High growth |
| Returns in Bear Market | Controlled losses due to hedging | Controlled but larger notional losses due to higher exposure |
| Praticulars | Relax / Comfort / Basic / Power Booster Plans | Marathon Plan |
|---|---|---|
| Exposure Value | 1x | 2x |
| Returns | 17.31% | 20.50% |
| Max Drawdown | - 4% | - 16% |
| Invested in 2002 | 1 Crore | 1 Crore |
| End Value on 2024 | 33.60 Crores | 60.60 Crores |
| Praticulars | Relax / Comfort / Basic / Power Booster Plans | Marathon Plan |
|---|---|---|
| Exposure Value | 1x | 2x |
| Returns | 17.31% | 20.50% |
| Max Drawdown | - 4% | - 16% |
| Invested in 2002 | 1 Crore | 1 Crore |
| End Value on 2024 | 33.60 Crores | 60.60 Crores |
Note: The above results has been arrived on the basis of past data testing. We took the data from the website of National Stock Exchange (NSE). We assumed the interest rate at 9%, annual Put options cost at 5% per annum, Future forwarding cost at 5% per annum and Advisory fees at 1.25% per annum.
The Finideas Index Long Term Strategy (ILTS) offers two distinct plans tailored to different risk profiles. The Relax Plan is designed for conservative investors, offering moderate risk with 1x exposure to the Nifty Index and a fully hedged structure to ensure capital protection and steady long-term growth. In contrast, the Marathon Plan is suited for aggressive investors seeking moderately high risk exposure, providing 2x leverage on the Nifty Index while maintaining full hedging to manage downside. Both plans combine equity index exposure with interest arbitrage for efficient risk-adjusted returns, allowing investors to choose their path based on comfort with market volatility and return expectations.
| Particulars | Relax Plan | Marathon Plan |
|---|---|---|
| Investment in Trading A/c (%) | 100% | 50% |
| Investment in Trading A/c (Rounded) | Rs. 18 Lakhs | Rs. 9 Lakhs |
| Investment outside trading A/c (%) | 0% | 0% |
| Investment outside trading A/c (Rounded) | 0 | 0 |
| Monthly SIP (%) | N/A | N/A |
| Monthly SIP | N/A | N/A |
| SIP starting from | N/A | N/A |
| Particulars | Relax Plan | Marathon Plan |
|---|---|---|
| Investment in Trading A/c (%) | 100% | 50% |
| Investment in Trading A/c (Rounded) | Rs. 1 Crore | Rs. 50 Lakhs |
| Investment outside trading A/c (%) | 0% | 0% |
| Investment outside trading A/c (Rounded) | 0 | 0 |
| Monthly SIP (%) | N/A | N/A |
| Monthly SIP | N/A | N/A |
| SIP starting from | N/A | N/A |
| Particulars | Relax Plan | Marathon Plan |
|---|---|---|
| Investment in Trading A/c (%) | 100% | 50% |
| Investment in Trading A/c (Rounded) | Rs. 5 Crores | Rs. 2.50 Crores |
| Investment outside trading A/c (%) | 0% | 0% |
| Investment outside trading A/c (Rounded) | 0 | 0 |
| Monthly SIP (%) | N/A | N/A |
| Monthly SIP | N/A | N/A |
| SIP starting from | N/A | N/A |
Watch our step-by-step recorded sessions for a complete understanding of the concept. Choose your preferred language
Mr. Govind Jhawar our beloved Founder is a Chartered Accountant & Certified Treasury Manager. He is a SEBI Approved Investment Advisor and has 21+ years of experience in the Capital, Currency and Derivatives Market. He has trained more than 90000+ students and investors till date. He provides consultancy to members of exchange for Financial Market Trading and has also done International workshops on Financial Trading. He also has successfully anchored many workshops on behalf of NSE, BSE & MCX across India.
Life: He has completed 16 Half Marathons and 1 Full Marathon till now. He also believes and attends Vipassana Shivirs regularly.
To visit LinkedIn Profile of CA Govind Jhawar: Click Here
Our talented Founder and MD, Mr. Udipth Talera is a Chartered Accountant (Gold Medalist), MBA & Certified Treasury Manager. He is a SEBI Approved Investment Advisor and has 20 years of experience in the Capital, Currency and Derivatives Market. Focused on developing new Financial Market strategies and trading techniques, he also provides consultancy to members of exchange for Financial Market Trading.
Life: He is a great speaker, believes in social work and like to spend time with family in free time. In Finideas family, he is famous for his go-getter personality.
LinkedIn Profile of CA Udipth Talera: Click Here
You can start investing with the following two options :
A. ₹18 Lakhs (Lot Size * Nifty Price) in Relax Plan
B. ₹9 Lakhs, in Marathon Plan
Equity Investment portion will have Long Term Capital Gain and Derivatives income will be taxed as Business Income.
Yes, You can use your current holding of Equities and Mutual Funds in this strategy using power booster plan
| Portfolio | Relax, Basic, Comfort & Power Booster** | Marathon* |
| Below 1 Crore | 0.75% | 1.00% |
| 1 Cr0re to 5 Crores | 0.63% | 0.88% |
| 5 Crores & above | 0.50% | 0.75% |
** on Exposure value for 6 months
* on Investment value for 6 months
# GST Extra
Yes, the customer can design his strategy with SWP Option.
Cash flow in Relax Plan
Cash flow in Basic Plan
Cash flow in Power Booster Plan
Cash flow in Comfort Plan
Cash flow in Comfort Plan
Comfort plan requires a 50% fund investment in your trading account to avoid the need for SIP for three years.
You can either trade by yourself or let us handle the execution for you at no extra cost.
Hedging is done annually, while futures timing varies based on opportunities and financing costs.
Yes, you have to invest money in fixed lots. Current lot size of Nifty Index is 75. So the value of one lot comes near ₹18 Lakhs.
No, Looking at the volatility of market, cost of Put Options are very reasonable.
No, If cost of financing is lower compare to returns on Investment, then it is good to have financing in Investment as it will increase your return on Equity.
This strategy is having 4 simple steps.
So Equity + Futures + Puts +Debt = Index Long Term Strategy
Futures & Opions are the only instruments that can provide limited / calculated risk
No, Finideas is a SEBI approved Investment advisor. We provide Advisory after having your risk profiling and KYC. We will recommend you what to trade from time to time as per your Investment profile.
We have a list of few members of exchange having an algorithmic platforms or another trading platform to execute this strategy but there is no compulsion to trade through any specific member.
Your stocks and positions will be kept in your trading account and DP account.
In Index Long Term Strategy
Add one more question and put it after Power Booster question and also keep the flow like Relax then Basic then PB and Comfort
Individual,
HUF,
Partnership Firm,
Corporates,
Trust,
NRI – NRO etc.
Yes, NRI can invest in Index Long Term Strategy using NRO Account.
SIP covers annual protection costs and adjusts hedging based on index fluctuations. Monthly SIP is recommended, lump sum SIP is also allowed but not advised.
Yes, You can use your current holding of Nifty50 ETFs. We invest 30% in an ETF, so we can use the ones you hold. Notify us in advance about the quantity.
Yes, you can sell it. Proceeds become the margin in your trading account. Notify us before selling, no sale restrictions.
Collateral margin is required in two parts: 50% cash and 50% stock. If you don’t provide the cash margin, your broker will charge interest.
You can start investing with the following two options :
A. ₹18 Lakhs (Lot Size * Nifty Price) in Relax Plan
B. ₹9 Lakhs, in Marathon Plan
Equity Investment portion will have Long Term Capital Gain and Derivatives income will be taxed as Business Income.
| Portfolio | Relax** | Marathon* |
| Below 1 Crore | 0.75% | 1.00% |
| 1 Crore to 5 Crores | 0.63% | 0.88% |
| 5 Crores & above | 0.50% | 0.75% |
** on Exposure value for 6 months
* on Investment value for 6 months
# GST Extra
Yes, the customer can design his strategy with SWP Option.
Cash flow in Relax Plan
Cash flow in Comfort Plan
You can either trade by yourself or let us handle the execution for you at no extra cost.
Hedging is done annually, while futures timing varies based on opportunities and financing costs.
Yes, you have to invest money in fixed lots. Current lot size of Nifty Index is 65. So the value of one lot comes near ₹18 Lakhs.
No, Looking at the volatility of market, cost of Put Options are very reasonable.
No, If cost of financing is lower compare to returns on Investment, then it is good to have financing in Investment as it will increase your return on Equity.
This strategy is having 4 simple steps.
So Equity + Futures + Puts +Debt = Index Long Term Strategy
Futures & Opions are the only instruments that can provide limited / calculated risk
No, Finideas is a SEBI approved Investment advisor. We provide Advisory after having your risk profiling and KYC. We will recommend you what to trade from time to time as per your Investment profile.
We have a list of few members of exchange having an algorithmic platforms or another trading platform to execute this strategy but there is no compulsion to trade through any specific member.
Your stocks and positions will be kept in your trading account and DP account.
In Index Long Term Strategy
Add one more question and put it after Power Booster question and also keep the flow like Relax then Basic then PB and Comfort
Individual,
HUF,
Partnership Firm,
Corporates,
Trust,
NRI – NRO etc.
Yes, NRI can invest in Index Long Term Strategy using NRO Account.
SIP covers annual protection costs and adjusts hedging based on index fluctuations. Monthly SIP is recommended, lump sum SIP is also allowed but not advised.
Yes, You can use your current holding of Nifty50 ETFs. We invest 30% in an ETF, so we can use the ones you hold. Notify us in advance about the quantity.
Yes, you can sell it. Proceeds become the margin in your trading account. Notify us before selling, no sale restrictions.
Collateral margin is required in two parts: 50% cash and 50% stock. If you don’t provide the cash margin, your broker will charge interest.
