SEBI Compliance Corner
Investment in securities market are subject to market risks. Read all the related documents carefully before investing
Complete Financial Planning by Finideas
Your Money Needs a Plan. Not Just an Investment.
From your child’s first school fee to the trip you’ve always promised yourself — Finideas builds one financial plan that holds your whole life, backed by AI-depth analysis and advisors who meet you in person.
- SEBI Registered RIA & AIF
- Fee only Advisory
- Direct Plans only
- SEBI Registered RIA & AIF
- Fee only Advisory
- Direct Plans only
Financial planning and investment advice are provided after an appropriate understanding of your needs, objectives and risk profile.
24+ Years
Experience In Financial Market
Fee Only Advisor
For Unbiased Solution
35+ Advisors
On Your Case
AI Depth
Analysis On Every Plan
Your financial life, connected
One plan can bring the important parts into view.
Every plan is different. These are common planning conversations, prioritised around your own circumstances and objectives.
01 / Foundation
- Financial foundation
Understand income, expenses, liabilities, existing investments, emergency needs and goal priorities.
02 / Family
- Children's Goal
Plan for education and other family milestones with time horizons and funding needs in mind.
03 / Future
- Retirement Planning
Connect future lifestyle needs, inflation, sources of income and long-term investment decisions.
04 / Life
- Home, Travel, Lifestyle
Give near- and medium-term goals their own place so they are considered alongside longer-term priorities.
05 / Protection
- Risk & Legacy Considerations
Identify protection, nomination and estate-planning questions that may need timely attention or specialist input.
06 / Investment
- Investment Structure
Align investment decisions with goals, horizon and risk profile; review as your circumstances evolve.
Our planning framework
A clear sequence, before investment decisions.
A structured process from goals to implementation — this is the order our team and your advisor actually work in.
Step 01
Tell us Your goal
Fill in a short form here. One of our advisors picks up your case.
Step 02
AI-depth analysis
We run your numbers through our AI-assisted analysis for a deeper, faster read on your goals.
Step 03
Expert Consultation
One-on-one expert consultations for goal planning and personalized, data-driven advice.
Step 04
Execution
We help you invest in Direct plans and stay with you through reviews and rebalancing.
Dedicatedly Yours
We work for you, not for products
Finideas charges clients an agreed advisory fee. We do not receive commissions, referral fees or other monetary benefits from AMCs, PMS providers, brokers or other financial-service providers.
This helps create a transparent advisory relationship where the focus remains on your financial objectives, risk profile, liquidity needs and suitability.
More Efficient Mutual Funds
Mutual Funds: Direct Plan Vs. Regular Plan
Direct and Regular Plans are routes to the same mutual fund scheme. The key structural difference is how the investment is routed and the distribution costs included in the plan.
| FEATURE | Direct Plan | Regular Plan |
|---|---|---|
| How you invest | Directly with the mutual fund, without routing the investment through a distributor or agent. | Through a mutual fund distributor or agent. |
| Portfolio & fund manager | Same scheme portfolio and fund manager as the corresponding Regular Plan. | Same scheme portfolio and fund manager as the corresponding Direct Plan. |
| Expense ratio | Excludes distribution and commission expenses; the Total Expense Ratio (TER) is therefore lower than the corresponding Regular Plan. | Includes distribution and commission expenses within the scheme’s disclosed cost structure. |
| NAV | Has a separate NAV because the plan has a different expense structure. | Has a separate NAV because the plan has a different expense structure. |
| Advice / distribution cost | Finideas’ advisory fee, if applicable, is paid by the client and disclosed separately in the client agreement. | Distributor compensation is paid through the Regular Plan’s expense structure, as disclosed in the scheme documents. |
Important: Actual TERs vary by scheme and can change. A lower expense ratio does not guarantee a return and does not by itself make any scheme or plan suitable. Consult with a SEBI-registered investment advisor and read all the scheme documents before investing.
Finideas Solutions
Investment solutions support the plan; they do not define it.
Once your goals are defined, we help you implement them using transparent, fee-only solutions built for long-term growth and protection.
Investment advisory
Index Long Term Strategy
ILTS is designed to participate in equity-market growth while using hedging and other risk-management techniques.
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Alternative investment fund
Finideas Growth Fund
Finideas Growth Fund (AIF Category III) is a professionally managed investment vehicle that uses equity, derivatives and risk-management strategies.
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Risk-management solution
FinRakshak
A customised risk-management solution that uses index options to hedge an existing equity or mutual fund portfolio against market movements.
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Debt portfolio designed for your
FinSaver
Build a professionally advised debt portfolio which is customized and aligned with your financial objectives, liquidity requirements and risk profile.
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Who we are work with
Planning conversations shaped around different financial lives.
Personal, business, and cross-border planning aligned with your long-term objectives.
Family Offices & HUF
We help family offices & HUFs structure long-term financial plans with a focus on their objectives, liquidity needs, risk profile & inter-generational wealth considerations.
NRIs
We simplify investing in India, managing compliance, currency risks, and high-growth opportunities to strengthen financial portfolios.
HNIs
We provide tailored financial-planning and investment-advisory solutions for HNIs based on their objectives, risk profile and liquidity requirements.
Corporates
We help corporates evaluate and structure investment options for surplus funds based on liquidity requirements, objectives and risk considerations.
Investor education corner
Our Blog: Education with Awareness
Practical financial insights to help you navigate markets with confidence.
Ready to discuss your financial plan?
Start with a conversation about your goals and current situation. A planning discussion does not replace the suitability assessment and agreements required before investment advice is provided.
